Insurance Coverage for Dog Bite Accidents

Insurance, from the name itself, is acquired by people who want assurance in life, specifically in monetary terms. There is no doubt that there can be specific instances in life wherein people can get harmed and will need to undergo medical treatment, as well as repair property damage. In order to avoid financial woes, insurance is there to help.

Only particular people however can be covered by insurance policies. The person who filed the insurance, otherwise called the insured, obviously is covered but he may specify other people as well. For example, a household insurance covers everyone who is a resident of the particular household, including dependents under 21 years old. Dogs may also be covered, as long as he is owned by the insured.

Insurance that covers pets, especially dogs, can come in handy in case of a dog bite accident claim or lawsuit. To know more about the legal implications of a dog attack, contact and ask a knowledgeable Los Angeles Dog Bite Attorney. Other types of insurance or financial compensation that may be available to dog bite victims are the following:

• Government assistance compensation for crime victims: Some dog attacks may be considered a crime if the owner committed one that is related to the dog bite. If this is the case, the government jurisdiction, like in California, may allow the victim to receive assistance or payments. If the defendant is convicted, he may also be required to give a portion of his earnings to the victim.

• Health insurance coverage: It will be beneficial for the victim if he has acquired a health insurance, like a work policy that will also cover their children. Victims may be reluctant to use his health insurance because they fear that their insurance company will drop them. This will not happen as long as the coverage is under a group policy, or if the victim is not responsible for what happened. Dog bite claims against the policy of the dog owner or the victim are all recorded in a national registry to avoid fraud, and also allows the victim’s insurance company to know about the attack.

• Liability insurance coverage: This insurance covers the person or company liable for the accident. However, this will not apply if the defendant is found not liable.

When dealing with insurance companies or the legal liabilities of other parties  after a dog attack, a Los Angeles Injury Attorney from the Mesriani Law Group can help victims get the maximum amount of compensation available. Call (310) 826-6300 and talk to one now.